This product is tailored to bridge a member’s small liability which falls due when he/she cannot be able to settle them and also for members who have not saved for more than six months but can qualify for a loan.

Terms

Maximum loan amount of Ksh 20,000

Minimum saving of one month

Maximum repayment period is 5 months

Low interest rate of 5% on reducing balance per month

Loan processing fee of Ksh 100

Requirements

Three current pay slips

Copy of ID

Minimum of 3 guarantors and their ID Copies

When you can give each coin/shilling a specific purpose and attach a real outcome to the reason for your saving, you’re more likely to actually achieve success.